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The Money Talk

A monthly financial conversation for professional women who earn well and want to manage their money with more intention. Each issue goes beyond surface-level tips with thoughtful insights, practical strategies, and real-world guidance to help you strengthen your money habits, make informed financial decisions, and create meaningful progress without sacrificing the life you’ve worked hard to build. Real conversations. Practical strategies. Intentional financial progress.
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Why Does Managing Money Still Feel Hard When You Make Good Money?
Coach D's Perspective There is an expectation that comes with earning a good income: managing money should be easier. You make enough to cover your bills, you're not struggling to put food on the table, and you may even have room for vacations, dinners out, shopping, and some of the things you've...
Sep 10, 2026 financial decisions financial planning financial progress high earners income growth lifestyle creep money management the money talk wealth within
Before You Fix Your Finances, Understand Them
Coach D's Perspective There is a difference between wanting your finances to change and understanding what actually needs to change. After coaching more than 300 people, I have seen plenty of people who are ready to save more, pay down debt, create a better budget, or finally feel like they have ...
Aug 16, 2026 crown and capital financial clarity financial goals financial planning financial progress high earners money habits money management personal finance
You’re Closer Than You Think, But You Need Structure
It might not feel like it, but you are closer than you think. Closer to clarity. Closer to consistency. Closer to feeling in control, because most people don’t need a complete overhaul.   They need structure, structure to organize what they already have. Structure to guide their decisions and str...
Jul 30, 2026 budgeting clarity financial planning financial structure money systems
What It Actually Looks Like to Have Your Finances Together
People say they want to have their finances together, but what does that actually mean?   It doesn’t mean perfection. It doesn’t mean no mistakes. It doesn’t mean you never feel stressed.   Having your finances together looks like: knowing your numbers, understanding your plan and making decision...
Jul 23, 2026 budgeting financial clarity financial stability money habits personal finance
You Don’t Need More Money, You Need a Better System
It’s easy to believe that more money will fix everything.   That if you just earned a little more…Things would feel easier. Less stressful. More manageable. More in control, but if you’ve ever gotten a raise and still felt the same…   You already know. More money doesn’t solve the problem. It mag...
Jul 16, 2026 budgeting financial planning financial structure income strategy money system
What Changed When I Got Serious About My Money
There was a point where I knew something had to change. Not because I didn’t make enough. Not because I didn’t care, but because I was tired of feeling like I should be further ahead.   I was tired of second-guessing decisions. Tired of avoiding certain numbers. Tired of knowing I was capable of ...
Jul 09, 2026 clarity financial discipline financial transformation money mindset structure
You’re Not Starting Over, You’re Starting From Experience
It can feel like you’re starting over...AGAIN. Trying to budget again. Trying to save again. Trying to get consistent again.   That feeling can be frustrating because it makes it seem like nothing worked. However, that’s not true. You’re not starting from zero. You’re starting from experience.   ...
Jul 02, 2026 experience financial growth financial reset money mindset personal finance
Your Next Level Requires a New Version of You
You want more from your finances. More savings. More control. More peace.   And you’ve probably said it before: “This is the year I get it together.” Here’s what most people don’t realize.   Your current habits created your current results. So if nothing changes…Nothing changes.   It’s not about ...
Jun 18, 2026 financial growth habits identity shift money mindset wealth within challenge
Clarity Requires Honesty
Clarity sounds like something simple. Something everyone wants.   Something that should come easily once you “decide” to get your finances together, but clarity isn’t just about looking at numbers.   Clarity requires honesty. And honesty is where most people get stuck, because it’s one thing to s...
Jun 04, 2026 financial clarity financial honesty money habits personal finance spending awareness
The Financial Gift Every Mother Deserves
Motherhood often means giving. Time.Energy.Attention.Support.   But very few mothers pause to give themselves something just as important...Financial stability.   It’s easy to stay focused on everyone else’s needs: school supplies, activities, household expenses. But the strongest families are su...
May 28, 2026 family money planning financial security financial stability mothers and finances personal finance
Teaching Kids About Money Starts Earlier Than You Think
Children learn about money long before anyone sits them down for a financial lesson.   They watch how we spend. They notice how we talk about money. They hear stress, confidence, hesitation, and excitement. Even when we think they’re not paying attention.   Which means the way we handle money be...
May 21, 2026 family finances financial education money habits parenting and money teaching kids about money
The Hidden Financial Pressure Many Moms Feel
Motherhood changes a lot. Time.Energy.Priorities. And often… finances.   Many mothers quietly carry financial pressure they rarely talk about. Making sure bills are paid. Making sure children are supported. Trying to stretch money further than it seems to go.   But here’s something many moms forg...
May 14, 2026 family finances financial confidence financial habits mothers and money wealth within challenge

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